Slick scam, per reader

Just this morning, after the call from Bank of America, a reader sent me an email with this information. Watch out, folks! I apologize in advance for not taking the time to re-format it.

This is a slick scam.  Watch out! 
>  
> PASS THIS TO YOUR FRIENDS ON YOUR EMAIL
> LISTS.
>   
>  Just when you thought you'd heard it all!
> This scam is actually very clever. Be very careful out
> there! This one could easily slip by most anyone.  Beware
> of people bearing gifts. The following is a recounting of
> the incident from the victim:
> 
> Wednesday a week ago, I had a phone call from someone saying
> that he was from some outfit called: "Express
> Couriers,"(The name could have been anything) he asked
> if I was going to be home because there was a package
> delivery for me that required a signature. The caller said
> that the delivery would arrive at my home in roughly an
> hour, and sure enough, about an hour later, a uniformed
> delivery man turned up with a beautiful basket of flowers
> and wine. I was very surprised since it did not involve any
> special occasion or
>  holiday, and I certainly didn't expect anything like
> it. Intrigued about who had sent me such a gift, I inquired
> as to who the sender was. The deliveryman's reply was,
> he was only delivering the gift package, but allegedly a
> card was being sent separately... (the card has never
> arrived!) There was also a consignment note with the gift.
> 
> He then went on to explain that because the gift contained
> alcohol, there was a $3.50 "delivery/ verification
> charge," providing proof that he had actually delivered
> the package to an adult of legal drinking age, and not just
> left it on the doorstep where it could be stolen or taken by
> anyone, especially a minor.
> 
> This sounded logical and I offered to pay him cash. He then
> said that the delivery company required payment to be by
> credit or debit card only, so that everything is properly
> accounted for, and this would keep help in keeping a legal
> record of the transaction. He added couriers not
>  needing to carry a bunch of cash, would make them less
> likely targets for robbery.
> 
> My husband, who by this time was standing beside me, pulled
> his wallet out of his pocket with the credit/debit card, and
> 'John,' the "delivery man," asked my
> husband to swipe his card on a small mobile card machine. It
> had a small screen and keypad where Frank was also asked to
> enter the card's PIN and security number. A receipt was
> printed out and given to us as our copy of the transaction.
> He then said everything was in order, and wished us good
> day.
> 
> To our horrible surprise, between Thursday and the following
> Monday, $4,000 had been charged/withdrawn from our
> credit/debit account at various ATM machines. It appeared
> that somehow the "mobile credit card machine,"
> which the deliveryman carried now had all the info necessary
> to create a "dummy" card with all our card details
> after my husband swiped our card and entered the requested
> PIN and security
> number.
>
> Upon finding out about the illegal transactions on our card,
> we immediately notified the bank which issued us a new card,
> and our credit/debit account was closed.
> 
> 
> We also personally went to the Police, where it was
> confirmed that it is definitely a scam because several
> households had been similarly hit.
> 
> 
> WARNING: Be wary of accepting any "surprise gift or
> package," which you neither expected nor personally
> ordered, especially if it involves any kind of payment as a
> condition of receiving the gift or package. Also, never
> accept anything if you do not personally know or there is no
> proper identification of who the sender is. Above all, the
> only time you should give out any personal credit/debit card
> information is when you yourself initiated the purchase or
> transaction!
> 
> Pass this on, it may just prevent someone else from being
> swindled. 
> So, a basket of flowers and a bottle of wine
> for only $4,000!! A good return on their investment...and
> they had to put together the credit card
> swiper...
>  Moral: If its free,
>  or too good to be true....watch out!  Don't give your
> credit card to anyone for presents you didn't
> order.